LESS DEBT More Life. BALANCE TRANSFERS 2.99% 7.99% APR* or FOR 6 MONTHS FOR 24 MONTHS + No Transfer Fees + No Annual Fees AFTER PROMOTIONAL PERIOD RATE REVERTS TO APR* 11.90%* 815.673.5577 120 E NORTHPOINT STREATOR, IL 61364 to APR* 23.90%** SOCU SOCU.ORG 800.595.2454 721 COLUMBUS ST OTTAWA, IL 61350 *All Visas subject to credit approval. APR=Annual Percentage Rate. Promotional rate of 2.99% APR applies for 6 months after you transfer a balance. Promotional rate of 7.99% APR applies for 24 months after you transfer a balance. Balance transfers may not be used on existing SOCU loans. After the promotional period ends, any unpaid balance will revert to the current purchase APR, between 11.90%-23.90% APR, based upon your creditworthiness. Limited time offer. Federally insured by the NCUA. LESS DEBT More Life . BALANCE TRANSFERS 2.99 % 7.99 % APR * or FOR 6 MONTHS FOR 24 MONTHS + No Transfer Fees + No Annual Fees AFTER PROMOTIONAL PERIOD RATE REVERTS TO APR * 11.90 % * 815.673.5577 120 E NORTHPOINT STREATOR , IL 61364 to APR * 23.90 % ** SOCU SOCU.ORG 800.595.2454 721 COLUMBUS ST OTTAWA , IL 61350 * All Visas subject to credit approval . APR = Annual Percentage Rate . Promotional rate of 2.99 % APR applies for 6 months after you transfer a balance . Promotional rate of 7.99 % APR applies for 24 months after you transfer a balance . Balance transfers may not be used on existing SOCU loans . After the promotional period ends , any unpaid balance will revert to the current purchase APR , between 11.90 % -23.90 % APR , based upon your creditworthiness . Limited time offer . Federally insured by the NCUA .