6.32% guaranteed for the 1st year* ATLANTIC COAST LIFE FOUNDED SAFE HAVEN 1925 COMPOUND INTEREST ANNUITY 3-YEAR DURATION 5.32% CALL TODAY guaranteed for years 2-3 4 LIPTAK INSURANCE AGENCY Family owned since 1973 415 N. Everett St., Streator IL 61364 815-673-1237 Tyler Ringle, Insurance Specialist Single premium deferred annuities are guaranteed for three years. Should you choose to continue the annuity after the three-year guaranteed period, the minimum rate guarantee is 2.75% for contracts issued in 2023. Credited rates effective 01/10/2024 and are subject to change without notice. Quoted rates do not reflect optional liquidity riders. If you choose to add any of the available liquidity riders the interest rate will be reduced accordingly. Early withdrawals may be subject to Surrender Charges and Market Value Adjustments. The IRS may impose penalties for early withdrawals from qualified plans. Contracts issued by Atlantic Coast Life Insurance Company. Not FDIC insured. Rates vary by state. ACLHAVPRE OT 010324 *Includes 1% Bonus first year ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY 6.32 % guaranteed for the 1st year * ATLANTIC COAST LIFE FOUNDED SAFE HAVEN 1925 COMPOUND INTEREST ANNUITY 3 - YEAR DURATION 5.32 % CALL TODAY guaranteed for years 2-3 4 LIPTAK INSURANCE AGENCY Family owned since 1973 415 N. Everett St. , Streator IL 61364 815-673-1237 Tyler Ringle , Insurance Specialist Single premium deferred annuities are guaranteed for three years . Should you choose to continue the annuity after the three - year guaranteed period , the minimum rate guarantee is 2.75 % for contracts issued in 2023. Credited rates effective 01/10/2024 and are subject to change without notice . Quoted rates do not reflect optional liquidity riders . If you choose to add any of the available liquidity riders the interest rate will be reduced accordingly . Early withdrawals may be subject to Surrender Charges and Market Value Adjustments . The IRS may impose penalties for early withdrawals from qualified plans . Contracts issued by Atlantic Coast Life Insurance Company . Not FDIC insured . Rates vary by state . ACLHAVPRE OT 010324 * Includes 1 % Bonus first year ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A - CAP FAMILY