Refi and Feel the Freedom! LOWER YOUR PAYMENT. RAISE YOUR HAPPINESS. Lower the Rate | Reduce the Payment | Change the Term SOCU 815.673.5577 120 E NORTHPOINT STREATOR, IL 61364 SOCU.ORG 800.595.2454 721 COLUMBUS ST OTTAWA, IL 61350 *All loans are subject to credit approval. Federally insured by the NCUA. Refi and Feel the Freedom ! LOWER YOUR PAYMENT . RAISE YOUR HAPPINESS . Lower the Rate | Reduce the Payment | Change the Term SOCU 815.673.5577 120 E NORTHPOINT STREATOR , IL 61364 SOCU.ORG 800.595.2454 721 COLUMBUS ST OTTAWA , IL 61350 * All loans are subject to credit approval . Federally insured by the NCUA .