MAKE YOUR MONEY WORK SMARTER, Not Harder. HIGH YIELD CHECKING Checking benefits plus a monthly dividend! 3.00%** Guaranteed through 12/31/25** Interest-Bearing No Monthly Service Fee VISA Debit Card Same Day SOCU 815.673.5577 120 E NORTHPOINT STREATOR, IL 61364 SOCU.ORG 800.595.2454 721 COLUMBUS ST OTTAWA, IL 61350 *APY = Annual Percentage Yield. Balances up to $30,000 may earn 3.00% APY. Balances above $30,000 earn 0.25% APY. Rates effective as of 09/1/2025 and may change monthly. **Qualifications apply. Federally insured by the NCUA. MAKE YOUR MONEY WORK SMARTER , Not Harder . HIGH YIELD CHECKING Checking benefits plus a monthly dividend ! 3.00 % ** Guaranteed through 12 / 31 / 25 ** Interest - Bearing No Monthly Service Fee VISA Debit Card Same Day SOCU 815.673.5577 120 E NORTHPOINT STREATOR , IL 61364 SOCU.ORG 800.595.2454 721 COLUMBUS ST OTTAWA , IL 61350 * APY = Annual Percentage Yield . Balances up to $ 30,000 may earn 3.00 % APY . Balances above $ 30,000 earn 0.25 % APY . Rates effective as of 09/1/2025 and may change monthly . ** Qualifications apply . Federally insured by the NCUA .